Finance on
Demand

The next generation
finance platform

That brings a host of treasury-as-a-service financial
solutions in a single view.

Apply For
A Loan

Based on your account history, you can
apply for an same-day loan.

Do Your
Collections

Use Lidya Collect to define automated
collections from your debtors.

Have A Single
View Of Your
Business Data

Plan your business with Lidya
Forecast in one single view.

Transfer Money

Transfer money to any account instantly.

Receive Your
Payments

Use Lidya POS to receive your business
payments in real-time.

Your
Working as One.

How Lidya
Finance-on-Demand
can help you:

Same-day Loans

The constant view and assessment of transaction activity in customer accounts will allow Lidya to give you same-day credit. No paperwork needed, no collateral, the simplest process it could be to help you meet your targets, increase your sales and grow your business.

Better Terms
For Your Loans

By using Lidya’s Platform you will take part of Lidya’s Score system that will open the door to better Loan Terms: better interest rates, better repayment options, longer tenor loans, Larger loan amounts.

No Fees

You can get a Lidya POS, and receive your payments in real-time instead of waiting at least one working day. You can also perform all your transactions and receive money into your Lidya accounts for free.

Better Decisions that
help you grow.

Real-Time projections for your business based on your accounts data. Access the dashboard with all your transactions and projections for cash balance, revenue and payouts over the next 3 months.

Cross Border Payments
in Naira

With Lidya Wallet, customers can use Naira to pay vendors overseas.

Lidya Boost

Apply For Same-day Loans

Learn More about business loans

Lidya Treasury

Send Money And Receive Money Through Your Lidya Wallet For Free

Learn More about lidya treasury

Lidya POS

Receive Payments From Lidya Pos In Real-Time And For Free.

Learn More

Lidya Collect

Place A Direct Debit Mandate On The Account Of A Customer And Automate Collections.

Learn More about lidya collect

Lidya Forecast

One Dashboard With All Your Transactions And Projections.

Learn More about lidya forecast

Lidya Boost

Apply For Same-day Loans

Learn More

Lidya Treasury

Send Money And Receive Money Through Your Lidya Wallet For Free

Learn More

Lidya POS

Receive Payments From Lidya Pos In Real-Time And For Free.

Learn More

Lidya Collect

Place A Direct Debit Mandate On The Account Of A Customer And Automate Collections.

Learn More

Lidya Forecast

One Dashboard With All Your Transactions And Projections.

Learn More

Borrow

As fast as your Business.

Lidya Loan

177.375,00

Naira

500 000

35 500 000

Get a loan

Simple Process

Sign up and set up in minutes.

How It Works?

01º

Create an Account

Create your business profile and roles so you and your team can access Finance-on-Demand.

02º

Connect your Transaction Data

By submitting your bank statements or by connecting your bank account, you can securely connect your data and simply access Finance-on-Demand.

03º

Access your Capital

Start enjoying your loans in 48h* and Finance-on-Demand services.

Why our customers trust us

SME business owners look to Lidya to outgrow and improve on the established and unbalanced conditions tied to the financial services industry. Fees, time, cumbersome processes and lack of data are always on top of mind.

Lidya supports your Future Growth
with present solutions

91%
Businesses have grown with Lidya.
72%
Report Lidya’s approval speed is the best.
62%
Report Lidya’s ease of applying is better.
54%
Report no access to a good alternative.

*2021 Lidya’s Customer Survey Results

Lidya Web App

Security

Our platform is safe and secure and protects your data from any security breaches.

Real-Time Access

You are able to apply to and manage your loans in real-time in Lidya App.

Why Businesses
Trust Us

SME business owners look to Lidya to outgrow and improve on the established and unbalanced conditions tied to the financial services industry. Fees, time, cumbersome processes and lack of data are always on top of mind.

Any Healthy
Business
Lidya
Collaterals, history and business plans for investment Traditional Lenders
Just connect your bank accounts Lidya
Complex paperwork on the business, business owners, business plans and collaterals. Traditional Lenders
Instant Access
to Loans
Lidya
Up to 4
months
Traditional Lenders

Testimonials

The loan services are beyond first-class, response time is second to none in the industry.

Ilonwa Peter

Lidya financing was a life saver for our business. Processing was Swift and repayment quite convenient.

Adebayo Azeez

The support of our Bakery Business through financing over the last two years has been enormous and impactful. The support had enabled us to increase our production capacity in terms of buying raw materials needed for production

Ayobami Ogunkeye

I give lidya a five star they have been supporting my business for about three years now and they have been wonderful even when we have issues we could always resolve it amicably.

Dunican Okon

FAQs

What is Finance-on-Demand?

Lidya's next-generation finance platform brings our customers a host of credit, payments, treasury and forecasting solutions in one single place. It helps businesses take advantage of their business growth, data and insights to unlock better credit offers, and save on payment fees, while managing their business success in real-time; making it easier to access Finance-on-Demand with one-click access.

Learn More

What are the benefits of Lidya Finance-on-Demand?

Many small businesses struggle to get access to finance, finance at the amount that is needed, with their preferable terms. With Lidya Finance-on-Demand, customers can:
Save time on tedious financial tasks with all accounts in one place
Take advantage of their business growth data
Streamline their business finances
Get their businesses in the best financial shape to access credit.

How does Lidya Finance-on-Demand work?

Signing up and linking your bank accounts and actively using your Lidya Wallet for your business transactions, allows businesses to understand their cash flow and projected revenue in real-time from one single place. Lidya's proprietary technology will constantly analyze your transaction data to offer more credit, faster disbursements and flexible repayments (weekly/monthly), as your business gets in better shape. Adding all your bank accounts could also help in increasing your eligible loan amounts.

Sign-up Video Add Bank Account Learn More

Is Lidya Finance-on-Demand available in the mobile app store?

The Finance-on-Demand platform is now available for customers to access same-day loans. It is not a mobile application but can be accessed at www.webapp.lidya.info

How do I Sign Up for Lidya Finance-on-Demand?

All Lidya customers can directly access our new Finance-on-Demand platform at www.webapp.lidya.info. Simply sign up and follow the steps to create your account. Once done, link all your bank accounts securely, start actively using your Lidya Wallet for your business transactions and get one-click access to loan applications, with no need to submit your three months bank statement.

Sign-up Video

What is the RC Number?

In Nigeria, it is called Registered Company Number (RCN) while some prefer to refer to it as Registration Number (RN) or RC. It was issued to your business when you registered with the Corporate Affairs Commission (CAC). If you have a CAC registration but have lost your documents, you can search your business name to find your RC number here for free https://search.cac.gov.ng/home

What is the CDR?

In Nigeria, we call CDR the business registration document. To proceed with your Lidya Account creation we advise you to submit the CDR document and number.

I have forgotten my username/password, how do I reset my password?

If you have forgotten your login details, choose the forgot password option on the login page to reset your password and follow the steps. The user name is the first email address you inputted to sign up.

Lidya © 2022 All rights reserved.

Privacy Policy Terms of Service