Lidya is changing the lending landscape with its powerful engine that enables lenders to serve their customers with unparalleled efficiency and effectiveness. Our engine is the driving force behind Lidya’s platform, making us the “operating system” for lenders.
Our strategy and engine are designed to help lenders acquire customers, originate loans reliably, collect repayments intelligently, manage portfolios transparently, and gain insights into the credit ecosystem. With more data, partnerships, and reliable collections, our engine accelerates revenue and builds trust with lenders.
Acquiring Customers: Leveraging Partnerships with 2m Unique Potential Borrowers
Lidya’s engine helps lenders acquire customers by giving access to our partners to two million qualified potential borrowers. With our data-driven approach, we identify potential borrowers that meet our partners’ lending criteria, and we connect them with lenders on our platform. This approach enables lenders to expand their customer base quickly and efficiently, giving them a competitive advantage.
Originate Loans Reliably: Guaranteed Uptime and Protection of Algorithms and Customer Data
Our engine analysis more than 30 000 data points of the borrower banking information, helping lenders originate loans reliably, according to their credit policy, with guaranteed uptime and protection of their customer data. This reliability ensures that lenders can serve their customers consistently and efficiently without worrying about downtime or data breaches.
Intelligent Collections: Leveraging AI to Identify Where Funds Are Across all Accounts of a Borrower
Lidya’s engine identifies where funds are across all accounts of a borrower, collects repayments due, and reconciles the payments. This intelligent collections process ensures that lenders can collect repayments efficiently and effectively, reducing the risk of default and increasing their revenue.
Manage Your Portfolio Transparently: Track How Your Loans are Doing with Confidence
Our engine helps lenders manage their portfolio transparently and track how their loans are doing with confidence. With our data-driven approach, lenders can gain insights into their loan portfolio’s performance, enabling them to make informed decisions about their lending strategy.
More Data Across Entire Credit Ecosystem Means More Insights and More Products
Lidya’s engine provides lenders with more data across the entire credit ecosystem, enabling them to gain insights into their customers’ behavior and needs. This insight enables lenders to create more products that meet their customers’ needs, increasing their revenue and building customer loyalty.
Stable, Secure Originations Accelerates Revenue for Lenders
Our engine ensures stable, secure originations, accelerating revenue for lenders. With our guaranteed uptime and protection of customer data, lenders can serve their customers consistently and efficiently without worrying about downtime or data breaches.
In conclusion, Lidya’s engine is the driving force behind our platform, making us the “operating system” for lenders. With our strategy and engine, lenders can acquire customers, originate loans reliably, collect repayments intelligently, manage portfolios transparently, and gain insights into the credit ecosystem. This approach enables lenders to grow their customer base quickly and efficiently, giving them a competitive advantage in the lending landscape.