Who we are

Lidya provides secure and flexible
credit infrastructure so lenders can
acquire customers, originate loans and
collect repayments with confidence.

A future where every African has access to fair and fast funding

We are experts in digital lending. We have digitized and analyzed over US $50 Billion worth of credit
application data from 100k customers, issued ~ 32,500 loans and have powered close to $150m in
loan disbursements.


We understand the problems in digital lending and use our expertise to help credit providers resolve
blocks and achieve revenue growth.

Our Values

Our Values

Customer Focus

Our customers are the foundation of everything we do. That is why we deliver impact with ethics and integrity. Customers are our mission and our inspiration – they give us new ideas and keep us nimble. We are determined to help them grow.

High Standards

As a team, we support each other and hold each other accountable. We have a “growth mindset” and believe through hard work, good strategy, and input from others, we can improve. At Lidya, we do our homework every day, test rigorously every day, and the best ideas win every day.

Ownership

We give our best to provide next-level service to our customers (internal and external). Lidya is a commitment. Each of us takes responsibility and pride in doing exceptional work every day, because we are excited to build powerful solutions. Any task or item we are assigned, we know it is not “someone else’s problem”. We finish our work to the best of our ability and ask for help to make our output world-class.

Data + Human Intuition

Financial innovation demands agility, creativity, and never losing sight of the human relationships we have with our customers. Lidya is data-driven at the core. We believe in human intuition and imagination, but we are humble enough to know intuition may be wrong and use data to support our decision making and turn analytics into action.

Growth

We believe we can grow. Belief in our mission makes us ambitious to grow our global footprint. We aim to be number 1 (not number 2 or number 3) in all our markets. We also know that growth must be sustainable. As we take on new challenges, we will always remain rooted in our local communities.

Team + Perseverance

Lidya is a strong, multicultural team. We are respectful, open, honest, empowering, and joyful. We know we cannot overcome obstacles without the team – or without perseverance. We know setbacks will come but if everybody listens, is brave and shows determination to succeed, we will develop personally and win together as a team

Are you a Lender? Access Lidya's secure and flexible credit infrastructure.

Lidya’s Key Growth Milestones

Lidya is a fintech company founded in Nigeria in 2016 by Co-Founder & CEO Tunde Kehinde and is
headquartered in the US. Today, we have teams based in Portugal and the US and we are the leading
digital financier of SMEs in Nigeria.

2016

November

Lidya's Foundation

November

Lidya Incorporation
USA

November

Lidya start operation
Nigeria

November

First Loan disbursed

2017

March

Lidya Seed Round

September

100 Loans disbursed

October

Lidya Tech Center
Portugal

2018

April

Lidya Series A Round

2019

April

5,000 Loans disbursed

October

10,000 Loans disbursed

October

Lidya Incorporation
Luxembourg

October

Lidya start operation
Czech Republic

October

Lidya start operation
Poland

2021

June

Lidya Pre-Series B Round

September

30000 Loans Disbursed

2022

June

Lidya Finance-on-Demand Launch

Investors

The Team

Leadership

Tunde Kehinde

Tunde Kehinde

CEO

Cristiano Machado

Cristiano Machado

CTO

Stanley Lau

Stanley Lau

CFO

Gbenga Ajayi

Gbenga Ajayi

Partnerships

Oluwaseun Okanlawon

Oluwaseun Okanlawon

EVP, Finance

Carolina Rodrigues

Carolina Rodrigues

Marketing Manager

+50 extraordinary Lidyans

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