Finance-on-Demand

Lidya's next-generation finance platform brings our customers a host of credit, payments, treasury and forecasting solutions in one single place. It helps businesses take advantage of their business growth, data and insights to unlock better credit offers, and save on payment fees, while managing their business success in real-time; making it easier to access Finance-on-Demand with one-click access.

Many small businesses struggle to get access to finance, finance at the amount that is needed, with their preferable terms. With Lidya Finance-on-Demand, customers can: Save time on tedious financial tasks with all accounts in one place Take advantage of their business growth data Streamline their business finances Get their businesses in the best financial shape to access credit.

Signing up and linking your bank accounts and actively using your Lidya Wallet for your business transactions, allows businesses to understand their cash flow and projected revenue in real-time from one single place. Lidya's proprietary technology will constantly analyze your transaction data to offer more credit, faster disbursements and flexible repayments (weekly/monthly), as your business gets in better shape. Adding all your bank accounts could also help in increasing your eligible loan amounts.

The Finance-on-Demand platform is now available for customers to access same-day loans. It is not a mobile application but can be accessed at www.webapp.lidya.info

All Lidya customers can directly access our new Finance-on-Demand platform at www.webapp.lidya.info. Simply sign up and follow the steps to create your account. Once done, link all your bank accounts securely, start actively using your Lidya Wallet for your business transactions and get one-click access to loan applications, with no need to submit your three months bank statement.

To complete the onboarding you will need to submit:
1) Certificate of incorporation
2) CAC 2
3) CAC 7
4) BVN number

In Nigeria, it is called Registered Company Number (RCN) while some prefer to refer to it as Registration Number (RN) or RC. It was issued to your business when you registered with the Corporate Affairs Commission (CAC). If you have a CAC registration but have lost your documents, you can search your business name to find your RC number here for free https://search.cac.gov.ng/home

In Nigeria, CAC stands for the Corporate Affairs Commission, that is accountable for business registration. To proceed with your Lidya Account creation we advise you to submit the CAC document and number.

If you have forgotten your login details, choose the forgot password option on the login page to reset your password and follow the steps. The user name is the first email address you inputted to sign up.